I worked with Tristan, he was very helpful and pleasant from the first time I spoke to him. I had some special situations to contend with and his knowledge and willingness to help he got me pre approved and at a better rate than quoted.
Working with Tristan was an absolute pleasure. He will always have my business.
Jeff
Tristan was very accessible and helpful during our mortgage renewal. He got back to us quickly and was very knowledgeable about what was available to us. He worked hard to get us our best rate. We appreciate the hard work and service he provided us.
Tristan has been great to work with. The build process, especially for a neophyte, can be intimidating and stressful...and Tristan has helped keep the financial considerations in a clear and concise package.
Jonathan
ALL ABOUT TRISTAN
Born and raised in Ottawa and formally trained as an Architectural Technologist with over 20 years of experience in the construction industry, I am a critical thinker with a knack for numbers and a deep passion for homes. Having spent the early part of my career in residential and commercial design and the latter part inspecting homes at all stages of construction has given me a broad understanding of all things related to homes. As an experienced mortgage professional, it is my job to secure the mortgage you need at a price you deserve, offering better rates and superior service compared to the big banks!
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Available OnlineRead MoreUnlock Your Home Dreams: Get Pre-Approved, Stay Realistic, and Start Your Journey Right!
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Available OnlineRead MoreNavigate decisions, embrace excitement, and let Canadian incentives pave the way to your dream home!
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Available OnlineRead MoreTurning Your Property Dreams into Reality – Guiding You, Every Step of the Way
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FREQUENTLY ASKED QUESTIONS
Your Questions Answered
WHY USE A MORTGAGE AGENT VS A BIG BANK?
Imagine having a mortgage agent as your savvy friend in the home-buying journey. They're not stuck with just one bank; they're the Sherlock Holmes of mortgages, exploring various lenders to snag you the best deal. Forget about generic, one-size-fits-all approaches from big banks – these agents customize your mortgage like a tailored suit, ensuring it fits your unique needs. Best part? It won't cost you a dime. They're not just number crunchers; they're negotiators, deal-finders, and time-savers. In a nutshell, your mortgage agent is your personal guide, making the process smoother, more human, and ultimately getting you the home loan that feels just right for you.
SHOULD I GET A FIXED RATE MORTGAGE OR A VARIABLE RATE MORTGAGE?
Considering whether to go for a fixed-rate or variable-rate mortgage really boils down to what works best for your wallet. Fixed-rate mortgages give you a stable ship with regular monthly payments, making them great for long-term planners and folks who like knowing what to expect. On the flip side, variable-rate mortgages might start with lower rates, which could mean some savings, but there's the catch of potential interest rate rollercoasters. Keep in mind, too, that variable-rate mortgages usually come with a three-month simple interest cancellation penalty. When deciding, think about your comfort with risk, financial situation, and how long you plan to call your place home.
EDUCATEDBUYER.ME
Ottawa Mortgage Agent - Tristan Hall
